For more than twenty-five years, Coach John's life has evolved around helping people, young and old, in finding their ways through life. He designed modules and trained speakers. He travelled extensively giving talks, seminars, retreats and personal life coaching. This blog speaks his mind, a product of his love for life.

Generation X's Prayer


Lord, make me
An amplifier of your goodness
A speaker of your Good News,
A megaphone of your forgiveness,
A Wi-Fi of your presence,
An Android of your grace,
An iPhone between You and Your people.
Make me
A product that best speaks your brand,
A singer of your good works,
A comedian of your Holy humors,
A pitchman of your Promises,
A salesman of your Kingdom.
Lord, allow me to serve You another day,
For I know, the reason why certain people still exist
It's because, if not their deeds, their mere existence
Speaks of your wonder...
Thank You, Lord, for using me...

--- John B. Bejo---
John Bejo


The Hanakyl Circle

Updated June 2014

So why the rich are rich, and the poor are poor?

First, we need to see an established fact with a question: “When economy improves, who gets richer?”

John bejo

It’s the INVESTOR. Why? Because he gets more money and more time with less energy. The Hanakyl circle tells us that it’s the investor who is the nearest to money.

Second, it’s the BUSINESSMAN. He get’s more money but less time for his family and himself, and exerts more energy.

Third, it’s the SELF-EMPLOYED. Self-employed people hire themselves, control their time and energy, but when they stop working, they stop earning.

Next, the EMPLOYEES. Employees spend most of the time and energy in the cycle of economy, but earn the least. And the worst thing is they depend on the people who hire them, namely, the self-employed, the businessmen and the investors.

And lastly, the dependents. This is self explanatory.

John Bejo

In the limbo, outside of the circle are the people who are farthest from money:

the un-employed, the indecisive, the scared, the believers in ‘swerte’ (luck), and the worst, the FINANCIALLY ILLITERATE.

In the economy of blessings, it’s not the question of having money or none, it’s the question of having the courage and the knowledge in handling money. In the Parable of the Talent, all three were given, but only the two had the courage to invest their money and profit from it. The coward and the lazy was even punished.

In this Hanakyl circle, the law of vicious circle plays continuously, unless somebody will decide to alter it. The children of the employees will follow the culture of employment and thus will remain poor. On the other hand, the children of the investors will more likely to become businessmen and investors, thus they will enjoy more quality lives. Their children will go to better schools, eat tastier and healthier foods, travel and have more money to help the charity.

John Bejo

So, what shall we do? Our job is to make those from the business, self-employed and employee sectors to invest. And how shall we do this? Since the greatest evil is ignorance, we combat it with knowledge, that’s why we need to do an effective and doable Financial Literacy which what we are doing now.

Congratulations.

***Related posts
Your Virtual Wealth Container
God’s Financial Managers

***Foot Notes: obviously, Hanakyl Circle was inspired by Robert Kiyosaki’s cash flow quadrant. But, if you look at this, it needs a little explanation understanding the economy of wealth. Plus, Hanakyl Circle added new dimensions and insights on the question of how and WHY of wealth economy.

God’s Financial Managers

John BejoThe M in Monday stands for manager and money. We are all STEWARDS of God's grace. In God's economy of grace, we are all financial managers. Some are excellent, most are in-the-making.

In a survey conducted by FLARe, people ranked themselves ‘expert’ financial managers, but when asked about basic money concepts they ranked low.

Learning about money is oftentimes complicated. Our culture, religion, family habit and real needs are convoluted. In my case for example, during our childhood we did not want to be labeled as rich, or had money. Being rich was tied with the idea of corruption, un-generosity and legal thieves.

In our spiritual upbringing it was constantly hinted that money was 75% hindrance in going to Heaven… “Enough’ was the byword.

It took me a long trip to Italy and the other parts of Europe and back to REALLY learn about money. It’s was a slow, painful but rewarding process.

Throughout this blog, I will reveal little by little what I have learned. As of the moment, let me say that I used to hate the word ‘sell’ when I was at Dell. Now, selling is my passion… And I can proudly say, ‘Selling hope and peace of mind is one of the best works in the world!’

***Part of Your Virtual Wealth Container

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